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The UK government is planning a huge change in its immigration system. Discussion is underway for the replacement of the current settlement system with a new, points-based model where indefinite leave to remain (ILR) becomes “earned settlement”.
It would dramatically change how individuals qualify for permanent residency.
The 4 Things That Matter for Your UK Visa
Your application will be assessed based on four key areas:
- You must have a clean criminal record and follow all UK visa rules.
- You must demonstrate strong English language skills (B2 level) and pass the Life in the UK test.
- The government will check your salary and if you pay UK taxes and National Insurance.
- You must live legally in the UK without long breaks.
- You must have no outstanding NHS debt, tax debt, or litigation-related debt. (NEW – mandatory requirement)
- You must show taxable earnings above £12,570 for at least 3–5 years. (NEW – baseline contribution requirement)
How to Get ILR Faster (or Slower)
The table below shows how the new 10-year timeline can change based on your situation.
| Criteria | Qualifying Period |
|---|---|
|
Earn over £125,140 for 3 years / Global Talent visa |
~3 years |
|
Earn over £50,270 for 3 years / Work in public service (e.g., doctor, nurse, teacher) |
~5 years |
|
Speak English to a degree-level standard (C1) |
~9 years |
|
Volunteering and community contribution |
~5–7 years (depending on hours/impact) (NEW – recognised for reduction) |
|
Partner/child of a British citizen or BN(O) |
~5 years fixed (NEW – unchanged under consultation) |
|
Innovator Founder or Global Talent (3 years’ residence) |
~3 years (NEW – explicitly added) |
Baseline
Standard applicant meeting mandatory requirements
10 years
Adjustment Type – Slower Settlement (Increases)
| Criteria | Qualifying Period |
|---|---|
|
Work in a lower-skilled job (e.g., some Health and Care visa roles) |
15 years |
|
Claimed benefits for over 12 months |
20 years |
|
Entered the UK illegally |
Up to 30 years |
Important Things to Remember
These are proposed changes, not active law, and the final rules are still being discussed.
However, if implemented, they could potentially apply to many individuals already building their lives in the UK. This makes forward-thinking planning more valuable than ever.
Your career choices and financial profile are likely to become key factors in your settlement journey, and we’re here to help you understand what that means for your future.
How We Can Help with Your UK Visa Application
At Legend Consults, we offer a free consultation to review your situation and will create a personalised immigration strategy.
📞 Contact us today to secure your future in the UK!
